Let me take you through my journey of turning a chaotic, multi-stakeholder document process into a single, role-based hub that lets financial teams upload, track, and execute deal files without the usual guesswork.
Yubi (formerly CredAvenue) is building the infrastructure to power debt markets in India and beyond. Its suite of financial products enables institutions to discover, execute, and manage debt transactions across multiple channels, making debt more accessible, transparent, and efficient.
This project was about designing a new Document Management System (DMS) that works seamlessly across multiple products in Yubi's fintech ecosystem. As the sole designer, I led the initiative from start to finish, collaborating with product managers, engineers, and legal stakeholders to build a system that could scale across deal types while offering frictionless document execution and tracking.
I designed this system to:
While this was a new feature, it demanded a holistic rethink of how financial documents are shared and handled by stakeholders like Arrangers, Issuers, Trustees, Law Firms, and Rating Agencies.
You are part of a debt transaction — May be a Structured Corporate Loan, Wholesale Lending ****or basically all loans
You’re the issuer. Or maybe the arranger. Or a law firm. Or the rating agency.
You’ve got 40 documents to finalise.
Some need signatures. Some need comments. Some are still being drafted.
You send a document for review.
You wait.